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The Florida Homestead Exemption: A Powerful Tool with Powerful Tax Benefits

January 31, 2023 by Michelle Doherty Leave a Comment

Homestead Exemption

One of the highest costs of homeownership can be property tax, which varies according to the city or county in which you reside. Understanding and taking advantage of the Homestead Exemption can help homeowners reduce their property taxes in both the short and long-term, especially in a booming market. “Florida laws pertaining to property taxes are unique, and many of our clients relocating Continue Reading

Home Buying 101… For EVERYONE

August 22, 2022 by Michelle Doherty Leave a Comment

home buying 101

Home buying can be a tremendous challenge for many people, especially in this constantly shifting and changing real estate market. Homebuyers need strong guidance from trusted and experienced real estate professionals, as you will find at Personal Realty Advisers. “It’s more than just first-time homebuyers,” said Robert Coscia, Broker and Brokerage Owner of Personal Realty Advisers. “Home Continue Reading

The Benefits of Signing a Buyer’s Agreement with Your Broker

August 15, 2022 by Michelle Doherty Leave a Comment

buyer's agreement

Buying a home is a significant investment—one of life’s biggest purchases—and it can be a complicated, lengthy process, so you want a real estate agent who will be fully committed to you. An experienced agent will dedicate a great amount of time to help you achieve your goal; likewise, they want their buyers to be fully committed to them in return. One way this mutual commitment is often Continue Reading

The Benefits of a 1031 Tax-Free Exchange

April 25, 2022 by kristen thompson Leave a Comment

Benefits of using a 1031 Tax-Free Exchange in Real Estate Sales

Are you a real estate investor or someone looking to exchange a vacation home or rental property for a different type of investment? If so, a 1031 tax-deferred exchange might be suitable for you. When executed strategically and under the right circumstances, 1031 exchanges can help upscale and further optimize your investment portfolio. What is a 1031 Exchange? Under the standard tax code Continue Reading

Ways to Minimize Real Estate Capital Gains Taxes

March 28, 2022 by kristen thompson Leave a Comment

Ways to Minimize Real Estate Capital Gains Taxes

In the last 20 years, there has not been a more attractive market for selling your real estate investments than now. Whether it’s time to downsize, time to sell your vacation real estate, time to relocate for work, time to buy your retirement dream home, or time to move to another state to be near family, home sellers are seeing some of the best sales offers in decades—often for cash and often Continue Reading

Aging in Place

March 14, 2022 by kristen thompson Leave a Comment

multigenerational real estate

This article series examines changes in households when our parents age and need additional support. This could mean changes to your parents’ existing home or the purchase of a new home that will better meet their needs (covered in our Caring for Parents at Home article). It also could involve relocating parents to move into your home or otherwise blending your households in some way, which is the Continue Reading

Should I Buy or Should I Build? Pros & Cons

February 7, 2022 by kristen thompson Leave a Comment

Build or Buy Real Estate

You want a new home…or at least one that's new to you. Should you buy or build? Both have their pluses and minuses. How do you decide which avenue to take? That depends on the time frame you have to make a move, where you want to live, and how much personal customization you want in your new (or new-to-you) home. According to the U.S. Census Bureau, the median price for an existing home in the Continue Reading

How Labor and Supply Chain Shortages Will Affect Real Estate in 2022

January 24, 2022 by kristen thompson Leave a Comment

Labor and Supply Chain Shortage Real Estate

If the Pandemic has taught us anything, it's that many of us can be just as productive and effective working from home. This has opened the door for many to live anywhere we want and work remotely. Therefore, many are relocating to seek warmer weather, more cost-effective markets, and more square footage. Often with a new home comes new projects. Couple that with the fact that those of us who Continue Reading

What Does a Dream Home Look Like in Retirement? Advice From Your Real Estate Brokerage

December 27, 2021 by kristen thompson Leave a Comment

Retirement Dream Home

You’ve made it! You’re retiring and finally ready to move and find your own slice of retirement real estate. At Personal Realty Advisers, we’re fortunate to work with many retirees: individuals and couples who are making a major life change—often looking to trade an old home for a new one. One would think that working with “retirees” would be easy—a one-size-fits-all approach—but our 60+ Continue Reading

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727-317-7653|Contact Us|532 6th Ave North, St. Petersburg, FL 33701
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