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The Florida Homestead Exemption: A Powerful Tool with Powerful Tax Benefits

January 31, 2023 by Michelle Doherty Leave a Comment

Homestead Exemption

One of the highest costs of homeownership can be property tax, which varies according to the city or county in which you reside. Understanding and taking advantage of the Homestead Exemption can help homeowners reduce their property taxes in both the short and long-term, especially in a booming market. “Florida laws pertaining to property taxes are unique, and many of our clients relocating Continue Reading

Our Favorite Things To Do In St. Petersburg

November 7, 2022 by Michelle Doherty Leave a Comment

Things To Do In St. Petersburg

This blog has a bit of a different focus than most of our articles. It shares information we often are asked to provide for many of our transplant clients – homebuyers who have relocated here (St. Petersburg / Tampa Bay area), usually from other states. When their first guests are soon to arrive, they often ask for tips about off-the-beaten-path activities they can share with their visiting family Continue Reading

Top Considerations When Buying a Condo

October 17, 2022 by Michelle Doherty Leave a Comment

The first step in the home-buying process is assessing what type of property best suits your needs. For many, the choice is between a condominium or a single-family home. “Before jumping in with both feet, we advise buyers to take some time to assess whether condo living is right for them,” said Robert Coscia, Broker and Owner of Personal Realty Advisers. “We often have buyers who start down Continue Reading

Home Buying 101… For EVERYONE

August 22, 2022 by Michelle Doherty Leave a Comment

home buying 101

Home buying can be a tremendous challenge for many people, especially in this constantly shifting and changing real estate market. Homebuyers need strong guidance from trusted and experienced real estate professionals, as you will find at Personal Realty Advisers. “It’s more than just first-time homebuyers,” said Robert Coscia, Broker and Brokerage Owner of Personal Realty Advisers. “Home Continue Reading

The Benefits of Signing a Buyer’s Agreement with Your Broker

August 15, 2022 by Michelle Doherty Leave a Comment

buyer's agreement

Buying a home is a significant investment—one of life’s biggest purchases—and it can be a complicated, lengthy process, so you want a real estate agent who will be fully committed to you. An experienced agent will dedicate a great amount of time to help you achieve your goal; likewise, they want their buyers to be fully committed to them in return. One way this mutual commitment is often Continue Reading

How Do Real Estate Commissions Work?

August 8, 2022 by Michelle Doherty Leave a Comment

Real Estate Commissions

Many Brokers/real estate sales agents and sellers have cordial and productive relationships working toward a common goal of selling a property. Still, there is one occasional point of contention that must be worked through at the beginning of the relationship that can set the tone for the entire engagement: COMMISSIONS. NOTE: Although we mostly use the term “commission(s)” in this article, Continue Reading

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Robert Coscia & Beth Eschenfelder

727-317-7653|Contact Us|532 6th Ave North, St. Petersburg, FL 33701
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