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Benefits of Putting Your Real Estate in a Trust

August 7, 2023 by Personal Realty Advisers Leave a Comment

real estate planning

What will happen to your home when you die? Will it get passed on seamlessly to your heirs? Or will the government and creditors get some or all of it? What if you become incapacitated later in life and cannot care for your home? What will happen? Those are touchy questions, but the first set of questions is inevitable, and the second is possible. If we care about what happens to our home Continue Reading

Should You Hire a Property Manager to Manage Your Vacation Home?

May 31, 2023 by Personal Realty Advisers Leave a Comment

Vacation Home Property Manager

Some of Personal Realty Adviser’s Snowbird clients ask about renting their vacation homes when not in use to help generate extra income. If you’re contemplating renting out your vacation home when you’re not using it, you might be asking yourself if you need to hire a property manager. Remember that Vacation Home property managers are different from those hired to manage annual rentals. “A Continue Reading

10 Ways the Title to Your Home Can Be in Jeopardy

April 26, 2023 by Personal Realty Advisers Leave a Comment

Title Insurance

Most homeowners are unaware that many factors can jeopardize the ownership of their home, which is, for most of us, the most significant investment we will make in our lives. While this is a scary proposition, knowledge can help you avoid these pitfalls. We consulted our title expert, Carla Hall of America’s Title Corp, to explain the top 10 title issues she encounters. Before diving Continue Reading

What Type of Shifting Real Estate Market Are We In?

April 12, 2023 by Personal Realty Advisers Leave a Comment

Real estate Market

When selling or buying real estate, timing is essential. Homeowners that are thinking about selling their homes today long for the strong Sellers’ Market of recent years past. They may feel they missed their window of opportunity, and in many cases, they are correct. Buyers think their time has come! They THINK the sellers’ market is gone, and they should now be able to buy their dream home at Continue Reading

To Stage or Not to Stage? Can You Really Afford NOT to Stage Your Home?

March 13, 2023 by Personal Realty Advisers Leave a Comment

Home Staging

Having well-planned strategies to stage your home can positively impact your final selling price. The cost of staging a home usually is well below that of the first price reduction if a home remains on the market for too long. If a home remains on the market for a month without an offer, the average selling price drops 5%. On a $500,000 home, that’s $25,000. “Statistics show the best chance of Continue Reading

The Florida Homestead Exemption: A Powerful Tool with Powerful Tax Benefits

January 31, 2023 by Personal Realty Advisers Leave a Comment

Homestead Exemption

One of the highest costs of homeownership can be property tax, which varies according to the city or county in which you reside. Understanding and taking advantage of the Homestead Exemption can help homeowners reduce their property taxes in both the short and long-term, especially in a booming market. “Florida laws pertaining to property taxes are unique, and many of our clients relocating Continue Reading

Our Favorite Things To Do In St. Petersburg

November 7, 2022 by Personal Realty Advisers Leave a Comment

Things To Do In St. Petersburg

This blog has a bit of a different focus than most of our articles. It shares information we often are asked to provide for many of our transplant clients – homebuyers who have relocated here (St. Petersburg / Tampa Bay area), usually from other states. When their first guests are soon to arrive, they often ask for tips about off-the-beaten-path activities they can share with their visiting family Continue Reading

Top Considerations When Buying a Condo

October 17, 2022 by Personal Realty Advisers Leave a Comment

The first step in the home-buying process is assessing what type of property best suits your needs. For many, the choice is between a condominium or a single-family home. “Before jumping in with both feet, we advise buyers to take some time to assess whether condo living is right for them,” said Robert Coscia, Broker and Owner of Personal Realty Advisers. “We often have buyers who start down Continue Reading

Top 11 Home Features Luxury Buyers Desire The Most

October 3, 2022 by Personal Realty Advisers Leave a Comment

luxury real estate pool

Knowing what features luxury homebuyers want most can help sellers and real estate professionals position a luxury home for a successful sale. That is especially important now as more luxury homes come on the market and our strong sellers’ market begins to ebb. As the luxury-housing market comes back down to earth amid a slumping stock market, rising mortgage rates and economic uncertainty, Continue Reading

Home Buying 101… For EVERYONE

August 22, 2022 by Personal Realty Advisers Leave a Comment

home buying 101

Home buying can be a tremendous challenge for many people, especially in this constantly shifting and changing real estate market. Homebuyers need strong guidance from trusted and experienced real estate professionals, as you will find at Personal Realty Advisers. “It’s more than just first-time homebuyers,” said Robert Coscia, Broker and Brokerage Owner of Personal Realty Advisers. “Home Continue Reading

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